Freelance terms & conditions template

Answer a short questionnaire and get terms and conditions built around how you actually work. A starting point, not a law firm.

Example: a filled-in terms of service

Terms of Service

Whitfield Creative Terms of Service

Effective
January 1, 2026
Issued by
Whitfield Creative

Acceptance of Terms

By accessing or using services provided by Whitfield Creative, these Terms of Service govern your use of this website and the freelance services offered here. If you do not agree to these terms, do not use the services.

User Obligations

You agree to provide accurate information, use the services lawfully, and not to misuse, resell, or reverse-engineer any part of the services without prior written consent.

Payment Terms

Fees for services provided by Whitfield Creative are due as specified at the time of purchase or engagement. Late payments may result in suspension of services.

Data & Privacy

Whitfield Creative may collect and process personal data as necessary to provide the services. Data is handled in accordance with applicable privacy laws and is not sold to third parties.

Intellectual Property

All content, trademarks, and intellectual property associated with Whitfield Creative's services remain the property of Whitfield Creative unless otherwise agreed in writing.

Support

Whitfield Creative provides reasonable support for issues related to the services. Support requests should be submitted through the designated support channel.

Liability

Whitfield Creative is not liable for indirect, incidental, or consequential damages arising from use of the services, to the maximum extent permitted by law.

Governing Law

These terms are governed by the laws of State of Delaware, without regard to conflict of law principles.

What should a freelancer's terms and conditions actually cover?

Freelance terms and conditions (also called terms of service, or ToS) should cover how clients use your services (or your delivered work), payment and refund policy, liability limits (capping what you're on the hook for if something goes wrong), intellectual property terms for anything you deliver, and how disputes get handled. It's a different document from a client agreement: ToS are your standing policies that apply to every client the same way, published once and referenced by link, while an agreement is negotiated per engagement. If you sell productized services (fixed packages, a template shop, a course) ToS matters more, because you're not writing a custom contract per buyer. If you exclusively do custom project work with signed agreements per client, ToS still matters as a liability backstop for anything the agreement doesn't cover. But the agreement, not the ToS, is what actually governs the engagement.

Do you need both ToS and a signed client agreement?

Yes, if you take on individually negotiated projects: ToS covers your general policies (liability, IP defaults, payment terms) while the agreement covers what's specific to that client (scope, price, timeline). Where they conflict, the signed agreement should explicitly say it takes precedence, or you'll end up arguing about which document governs. If you only sell one fixed thing at one fixed price with no negotiation (a template, a productized service), ToS alone can be enough, since there's nothing project-specific to negotiate into an agreement. The failure mode to avoid is having neither: relying on email threads and verbal understanding gives you no liability protection and no enforceable payment terms if a client disputes an invoice.

Frequently asked questions

Is this a real legal document?
It's generated from your answers to a short questionnaire and gives you a solid starting point. Client Paper Co. doesn't provide legal advice, so review it (or have a lawyer review it) before relying on it.
How long does it take to generate?
A few minutes. Answer the questionnaire once and get a complete terms of service document.
Can I edit the wording afterward?
Yes, the generated text is fully editable before you export or publish it.